Tag Archives: Urgent Care

Home Renovation – Part 1 involving blood

We’ve talked about our home renovation plans for years but never seemed to actually get around to it.  Some of you may remember our weekend family project of building a shed in the backyard.  While it took closer to an entire season to finish, it did turn out great:

Proof of completed Shed. Only took 3 weekends to build (Over a 7 month period!)

Proof of completed Shed. Only took 3 weekends to build (Over a 7 month period!)

Now we needed to do major work inside.  New carpeting and interior painting was simple.  But we had other plans.  Like to install laminate wood flooring in the basement.  Which meant we needed to demo some tile flooring.  This also ended up being a family project.  Both my husband and daughter made the same comment:  This reminds me of the song “Sledgehammer.”  And I thought it was pretty neat that I knew Christina meant this song and my husband meant this song.

Real Sledgehammer

Real Sledgehammer

Unfortunately despite all my precautions, I still ended up in urgent care getting stitches.  And this was irritating because:

From my son: “I KNEW you were somehow going to get hurt.”

From my husband: “Don’t bleed on the concrete.”

And this from my daughter: “Can we take your car to the ED?” (Because she just bought a brand new car).

I was so darn careful with the demo and used all the necessary protective gear – it was the throwing out the tile shards using a plastic bag that nailed me.

Floor project finished.  Bad outcome. Now Boca-cat thinks the whole basement is his newly extended killing room.  So now along with the bathroom, I get to scape dried mouse innards off laminate flooring.  We have to seriously do something.  I don’t want him thinking larger kill room = more dead vermin.

And pole wraps.  Don’t even get me started on pole wraps. On a positive note, I now have a new best friend. His name is Tony and he gets the pleasure of doing all the hard work under my supervision. Wait. We might have different definitions of pleasure.

$26 Processing Fee

It all started with a visit to the Urgent Care Center.  My now adult daughter, Christina, had a horrible toothache – one that resulted in many trips to the bathroom with a small flashlight to check the status of exactly how bad the pain was.  Over the counter pain meds did nothing and of course this happened over the weekend with the pain becoming worse and worse.  Finally, Sunday evening she said she could not go another night in such pain and begged me to go with her to the Urgent Care Center. I was a bit hopeful that she wouldn’t be able to find one open at 7:00 pm on a Sunday but as usual, Google came to the rescue. 

And as we both already knew, the problem was her wisdom tooth.  It was impacted (whatever that means; assume impacted = pain = get them out) and after two hours, Christina happily skipped out from the clinic with a prescription for Vicodin.

Fast forward a few weeks:  Wisdom teeth successfully extracted (she only had three; how weird is that?) and problem solved.   Until we got the bill from the Urgent Care Center.

Total Visit Cost:  $149.00

Paid Co-Payment:  $75.00

Balance Due:  $74.00

Of course as soon as Christina received the bill, she immediately handed it to me.

“You need to deal with this.”

Because everyone knows a 21-year-old is not going to.

A quick call to the Urgent Care billing office informed me that our insurance denied payment due to the diagnosis being “dental related” and our insurance only covered medical not dental.  (Ironically, we also have dental insurance but the Urgent Care does not bill dental insurance.  Even more ironic is that fact that our well known commercial insurance company grossed over $10.86 BILLION in profit last year but don’t get me started on that soap box…)

So my next step was to call our insurance company. Now, I know in advance that they are only going to speak to “the patient.”  Of which I also knew “the patient” had a rat’s ass of interest in trying to get this bill paid.  So I called and when asked for identifying information I quickly provided Christina’s stats.  As the conversation went on, I felt like I was being way too smart on this phone call pretending to be a young adult.  So I quickly threw in a couple of “Really? I don’t know what a covered benefit is,” and “Like, I don’t know how to appeal,” and my favorite: “I was just in a lot of pain, couldn’t the doctor just say that and you pay the bill?”

I handed the bill back to Christina and informed her she would be responsible to pay it.  And just as quickly she responded with “Okay, but then I’ll have to short you and dad $50 over my next two paychecks to pay you back for my car repair.”

I must have missed the $26 processing fee.